Financing Options at Adirondack Guitar

Slice up the payment on your purchase!

We have partnered with Klarna to provide you with flexible financing on purchases, so you can ease the costs and pay over time. It’s simple and easy.

When you slice up your payments with Klarna, you will know exactly how much you pay each month and in total. You’ll get an instant decision on whether you're approved with just simple information - no bank account or credit card required.


Steps for Financing

  1. Add items to your cart

  2. Select "Klarna" as your payment option at checkout 

  3. Enter simple information and know instantly if you’re approved 

  4. Klarna will send you an email confirmation and payment reminders 

  5. Complete all future Klarna purchases with just a single click


Financing Offers

We provide two financing options:  Planned Payments and Deferred Interest (no interest paid in full).  

  • Planned Payments:  this option allows you to finance over 12 or 18 months at a 9.99% APR if you meet the purchase minimum.  This option provides the longest financing intervals at a lower interest rate.
  • Deferred Interest:  this option provides you 0% interest provided you pay off the full principal within the term you agree to.  If you do not pay off the item in time, then the interest accrued through the entirety of your purchase terms will be applied at the end of your payment terms (at an agreed upon rate when signing your terms).

Please give us a call if you have questions on the plans.  Details are listed below.



Planned Payments

Equal monthly payments for a set number of months at a promotional APR.

Duration Minimum Purchase APR
12 Month $299 9.99%
18 Month $999 (maximum of $1498) 9.99%



No interest if paid in full

Deferred interest plan with 0% APR* if the purchase is paid in full within the pay period.

Duration Minimum Purchase APR*
6 Months $299 0%
12 Months $799 0%
24 Months $1499 0%
36 Months $2999 0%



*Interest will be charged to your account from transaction posting date at 19.99% APR if the purchase balance is not paid in full by the end of the [ 6 | 12 | applicable 6 or 12 ] month promo period. Minimum payments required. Additional payments may be required to pay off the balance before the promotion expires.

Klarna Credit accounts are subject to a potential $2 monthly minimum interest charge, credit approval, and terms. Klarna Credit accounts are issued by WebBank, member FDIC.


Payments on

Review your latest purchases and settle your monthly statement at any time by logging into your Klarna account at You can also reach Klarna anytime at


Safe and Secure

Klarna uses modern safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.


Frequently Asked Questions

What is Klarna?

Klarna is a global payment solutions company that works with merchants to provide their customers the smoothest online shopping experience. Klarna is in over 100,000 online stores and has more than 60 million users globally. Learn more.

What is Slice It?

Slice it is Klarna’s pay over time financing option, which is offered at the time of checkout. This affordable and highly flexible open-end line of credit is issued by WebBank in partnership with Klarna, and it allows you to pay for your purchases over time.

How does financing with Klarna work?

It’s simple! Shop at any online store that uses Klarna, and choose Slice it to pay for your purchases over time. You will know if you are approved in seconds, and then complete your purchase. You will receive an email notification of your purchase from Klarna, and can manage your account at

How can I reach Klarna?

You can reach Klarna anytime at